Kristin Davin, Psy.D, Licensed Psychologist

Individual virtual therapy in New York, New Jersey, Florida, and Connecticut

Your Relationship with Money: Heal the Patterns, Build the Future You Want

Money isn’t just about numbers—it’s about stories. The story you tell yourself about what’s possible.

The story you inherited from your family. The story you live out in your career, relationships, and spending habits.

It’s also about emotions, beliefs, and habits you’ve carried for years. Whether you feel anxious about spending, guilty about saving “too much,” or stuck in cycles of financial stress, there’s a reason.

Your relationship with money is shaped by the messages, habits, and emotional patterns you grew up with.

If you struggle with overspending, avoiding your finances, or feeling like you can’t “get ahead,” it’s not because you’re bad with money—it’s because your money mindset is running the show.

If you’ve ever wondered why you keep making the same financial choices—despite knowing better—it’s not about willpower.

It’s about your relationship with money.

Where These Patterns Come From

Your money mindset often takes root in childhood—formed by what you saw, heard, and experienced growing up.

  • Were your caregivers generous but financially unstable?

  • Did you hear constant stress or conflict about money?

  • Was money used as a tool for control, love, or security?

These early experiences can create subconscious patterns that influence how you earn, spend, save, and share money as an adult.

Signs Your Relationship with Money Needs Healing

You might notice patterns like:

  • Feeling anxious, guilty, or avoidant when it comes to money conversations.

  • Overspending to self-soothe—or underspending because you fear loss.

  • Difficulty setting financial boundaries with family, partners, or friends.

  • Tying your self-worth to your income or net worth.

  • Repeating cycles of debt, overwork, or financial instability.

  • Feeling “stuck” no matter how much you earn or saveYour relationship with money is shaped by the messages, habits, and emotional patterns you grew up with.

Together, we’ll:

  • Identify the money beliefs you inherited from family or past experiences.

  • Shift patterns like avoidance, overspending, or over-saving.

  • Create a money mindset that supports your values and goals.

  • Set clear, healthy financial boundaries—without guilt.

This work is for you if:

  • You avoid looking at your bank account because it triggers anxiety.

  • You feel tension or conflict about money in your relationships.

  • You want to stop self-sabotaging and start making intentional choices with your finances.

  • You’re ready to feel confident, calm, and in control of your money.

Ready to change the way you think and feel about money?

Book a consult today here and start creating a financial life that feels safe, balanced, and empowering.